Tennessee Garnishment Answer

State:
Tennessee
Control #:
TN-SKU-0171
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Description

Garnishment Answer

Tennessee Garnishment Answer is a legal process that allows creditors to collect money owed to them from a debtor's wages. It is a type of debt collection that is used when a debtor has failed to make payments towards an outstanding debt and the creditor wishes to collect on that debt. There are three types of Tennessee Garnishment Answer: Wage Garnishment, Bank Garnishment, and Property Garnishment. Wage Garnishment is when a creditor takes a percentage of the debtor's wages directly from their employer. Bank Garnishment is when a creditor takes money directly from the debtor's bank account. Property Garnishment is when a creditor takes possession of personal property owned by the debtor.

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FAQ

Both Tennessee law and federal wage garnishment law limit the amount that can be garnished from a week's pay to the lesser of: 25% of your weekly disposable income.The amount of your weekly disposable income that is left over after you are paid 30 times the federal minimum wage.

The garnishment amount is limited to 25% of your disposable earnings for that week (what's left after mandatory deductions) or the amount by which your disposable earnings for that week exceed 30 times the federal minimum hourly wage, whichever is less. (15 U.S.C. § 1673).

Execution.? every process or writ whereby the judgments and decrees of Courts are enforced.? (an Encyclopedia of Tennessee Law) says: ?An execution issues, as a matter of course, upon a judgment for a specific sum of money, without any order awarding or directing its issuance in express terms.?

Within ten days of service, the garnishee shall file a written answer with the court accounting for any property of the judgment debtor held by the garnishee. Within thirty days of service, the garnishee shall file with the court any money or wages (minus statutory exemptions) otherwise payable to the judgment debtor.

Both state and federal laws limit the amount of money that may be withheld from your weekly pay. The state and federal exemptions are nearly identical. Both Tennessee law and federal wage garnishment law limit the amount that can be garnished from a week's pay to the lesser of: 25% of your weekly disposable income.

Specifically, Rule 69.04 of the Tennessee Rules of Civil Procedure provides that: Within ten years from the entry of a judgment, the creditor whose judgment remains unsatisfied may file a motion to extend the judgment for another ten years.

You may apply to the court at the clerk's office shown below within twenty (20) days from any improper withholding of your wages for a motion to stop the garnishment. The court clerk identified below shall provide you with a form for making such a motion, or may have supplied a form motion on the back of this notice.

You may apply to the court at the clerk's office shown below within twenty (20) days from any improper withholding of your wages for a motion to stop the garnishment. The court clerk identified below shall provide you with a form for making such a motion, or may have supplied a form motion on the back of this notice.

More info

Generally, an answer must be filed with the clerk of court no sooner than 30 days and no later than 45 days from the date of service. However, an immediate.The form must be returned within twenty 20) days from the service of the Writ of Garnishment. If the above do not apply, complete this form. Continuing wage garnishment summons and answer affidavitswhat a pain. You've all received them and responded to them. You should file all answers on the Garnishee Answer to Continuing Garnishment form. 7. Use this form if the employee already has another type of garnishment in place, such as child support, educational loan, or IRS. Garnishee's name, address and phone are as listed above. If an answer is not filed within forty-five (45) days, the garnishee (employer or bank) will be in default.

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Tennessee Garnishment Answer