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In Tennessee, businesses with five or more employees must carry workers' compensation insurance. Having this coverage will give your employees benefits if they suffer from a work-related injury or illness. It can help cover their medical costs and replace some of their lost income if they miss work.
To be eligible for wage benefits, the injured employee must be deemed disabled by a physician and must not have worked for a minimum of seven days. Waiting Period: There is a seven-day waiting period in Tennessee.
Medical Care and Paperwork Fill out a First Report of Injury (Form C-20) and file the form with its insurance adjuster within one (1) working day of its knowledge of the injury. The claim must be reported to the adjuster even if the employer feels the claim is not work-related.
Workers' Compensation Statute of Limitations for Tennessee Claims. For workers' compensation cases arising in Tennessee, the statute of limitation is generally ?one (1) year after the accident resulting in injury,? ing to Tenn.
They are not allowed to stop paying those benefits unless you are returned to health or certain other factors are met and can workers comp stop payment without notice. It is important that you understand your rights.
Generally, you cannot sue your employer for workplace injuries; workers' compensation is the exclusive remedy when you're hurt on the job in most cases. But if your employer is exempt from the workers' compensation requirement, you may be able to sue your employer in court for your injuries.
Two Types of Benefits There are two main types of benefits: medical care for work-related injuries and illnesses; and, partial wage replacement for employees who are unable to work; or continue to work but earn less pay while recovering from their injuries.
Form C-41 Wage Statement. This form enables EMPLOYERS to calculate the correct compensation due to an injured employee. Please complete the form and submit to EMPLOYERS within 5 days after your knowledge of any accident that has caused your employee to be disabled for more than 7 calendar days.