The Fair Credit Reporting Act also provides that a consumer reporting agency that furnishes a consumer report for employment purposes and which, for that purpose, compiles and reports items of information on consumers that are matters of public record and are likely to have an adverse effect on a consumer's ability to obtain employment must: (1) at the time the public record information is reported to the user of the consumer report, notify the consumer of the fact that public record information is being reported by the consumer reporting agency, together with the name and address of the person to whom the information is being reported; or (2) maintain strict procedures designed to insure that whenever public record information likely to have an adverse effect on a consumer's ability to obtain employment is reported, it is complete and up to date.
Tennessee Notice to Consumer of Report of Public Record Information Likely to Have Adverse Effect
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How to fill out Notice To Consumer Of Report Of Public Record Information Likely To Have Adverse Effect?
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FAQ
Information received by the state that is required by federal law or regulation to be kept confidential shall be exempt from public disclosure and shall not be open for inspection by members of the public.
Unfair or deceptive acts or practices affecting the conduct of any trade or commerce constitute unlawful acts or practices and are Class B misdemeanors.
The Tennessee Attorney General's Office enforces the Tennessee Consumer Protection Act and other consumer related laws in order to protects consumers and businesses from those who engage in unfair or deceptive business practices. These enforcement actions are brought in the name of the State of Tennessee.
The Tennessee Public Records Act helps ensure government accountability and transparency by providing Tennessee citizens access to public records. However, statutes that make certain public records confidential and exempt from disclosure are found throughout the Tennessee Code.
TIPA is also the first state privacy law to feature an entity-level carve-out for insurance companies, entirely exempting all insurance companies licensed under Tennessee law (though insurance companies are often using the GLBA exemption of the other comprehensive state privacy laws to achieve similar exemptions).
This Act applies to every contract for goods or services entered into between a consumer and a merchant in the course of his business.
Consumer protection laws safeguard purchasers of goods and services against defective products and deceptive, fraudulent business practices.
(a) (1) Any person who suffers an ascertainable loss of money or property, real, personal, or mixed, or any other article, commodity, or thing of value wherever situated, as a result of the use or employment by another person of an unfair or deceptive act or practice declared to be unlawful by this part, may bring an ...
