The Tennessee Specific Consent Form for Qualified Joint and Survivor Annuities (JSA) is a legal document used in Tennessee to provide consent for a retirement plan participant to waive their right to a JSA and select an alternative form of payment. This form is crucial for individuals who wish to designate a beneficiary other than their spouse for a joint and survivor annuity. Keywords: Tennessee, Specific Consent Form, Qualified Joint and Survivor Annuities, JSA, retirement plan participant, beneficiary, spouse, alternative form of payment. In Tennessee, there are different types of Specific Consent Forms for Qualified Joint and Survivor Annuities JSASA which allow retirement plan participants to make specific choices depending on their unique circumstances and preferences. These forms include: 1. Tennessee Specific Consent Form for JSA Waiver: This form is used when a retirement plan participant wants to waive their right to a Qualified Joint and Survivor Annuity, giving them the flexibility to choose an alternative form of payment. By completing this form, they can select a different payment option, such as a lump-sum distribution or a single-life annuity. 2. Tennessee Specific Consent Form for Modified JSA: In certain cases, retirement plan participants may want to modify the standard JSA to include specific provisions that deviate from the default options. For example, they may wish to adjust the percentage of survivor benefits or add customizations to suit their individual needs. This form allows participants to provide their explicit consent for the modified JSA arrangement. 3. Tennessee Specific Consent Form for Designation of Non-Spouse Beneficiary: Typically, a Qualified Joint and Survivor Annuity designates the participant's spouse as the primary beneficiary. However, in specific scenarios, the participant may want to name a non-spouse individual as the primary beneficiary of their retirement plan. This consent form enables participants to choose a non-spouse beneficiary, ensuring that the benefits are inherited by the named individual in the event of the participant's death. It is important for retirement plan participants in Tennessee to carefully review and understand the implications of these consent forms for Qualified Joint and Survivor Annuities. Consulting with a financial advisor or attorney is recommended to ensure that all legal and financial considerations are properly addressed before making any decisions or signing these forms.