The Tennessee Debtor's Certification of Completion of Instructional Course Concerning Personal Financial Management — Post 2005 is a legal document that demonstrates a debtor's successful completion of a course related to personal financial management. This certification is essential for individuals looking to file for bankruptcy in the state of Tennessee. Keywords: Tennessee, Debtor's Certification, Completion of Instructional Course, Personal Financial Management, Post 2005. The course covered in the Tennessee Debtor's Certification of Completion of Instructional Course Concerning Personal Financial Management — Post 2005 is designed to educate and empower debtors with essential knowledge and skills to effectively manage their finances. It aims to teach individuals about budgeting, credit management, debt repayment strategies, and other practical financial skills. This certification is required for debtors who wish to have their debts discharged through bankruptcy. It is mandated by the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAP CPA), which made it a requirement for debtors to undergo a financial management course before receiving a discharge of their debts. In Tennessee, there is only one type of Debtor's Certification of Completion of Instructional Course Concerning Personal Financial Management — Post 2005. However, it is crucial for debtors to ensure that the course they complete is approved by the United States Trustee Program, as only approved courses can provide the necessary certification. Debtors must complete the course from an approved provider and obtain the certification within a specific timeframe as per the bankruptcy court's requirements. The certification serves as proof that the debtor has fulfilled their obligation to undergo financial education and can move ahead with their bankruptcy case. In conclusion, the Tennessee Debtor's Certification of Completion of Instructional Course Concerning Personal Financial Management — Post 2005 is a vital document for debtors seeking bankruptcy in Tennessee. By completing an approved financial management course and obtaining this certification, debtors demonstrate their commitment to improving their financial situation and complying with the legal requirements of the bankruptcy process.