Texas Chapter 7 Debtors Duties and Responsibilities can be divided into two categories: pre-bankruptcy and post-bankruptcy. Pre-bankruptcy Duties and Responsibilities: 1. Attend a credit counseling session within 180 days of filing: In Texas, debtors must attend a credit counseling session with an approved provider prior to filing for bankruptcy. 2. Complete a Means Test: Debtors must complete a Means Test to determine their eligibility to file for Chapter 7 bankruptcy, and submit the results to the court. 3. Obtain and submit a Certificate of Credit Counseling: Debtors must submit proof of attending a credit counseling session to the court. 4. File all necessary forms and schedules: Debtors must fill out and submit all necessary forms and schedules, including a “Statement of Financial Affairs” and a “Statement of Intention for Individuals Filing Under Chapter 7”. Post-bankruptcy Duties and Responsibilities: 1. Attend a Debtor Education Course: Once the bankruptcy is filed, debtors must attend a debtor education course with an approved provider. 2. Cooperate with the Bankruptcy Trustee: Debtors must cooperate with the bankruptcy trustee throughout the process, including providing all necessary documentation and attending all meetings. 3. Submit Final Discharge Documents: Once the bankruptcy is complete, debtors must submit the final discharge documents to the court. 4. Make payments on loans or debts not discharged: Debtors must make payments on any loans or debts not discharged through the bankruptcy.
Texas Chapter 7 Debtors Duties and Responsibilities can be divided into two categories: pre-bankruptcy and post-bankruptcy. Pre-bankruptcy Duties and Responsibilities: 1. Attend a credit counseling session within 180 days of filing: In Texas, debtors must attend a credit counseling session with an approved provider prior to filing for bankruptcy. 2. Complete a Means Test: Debtors must complete a Means Test to determine their eligibility to file for Chapter 7 bankruptcy, and submit the results to the court. 3. Obtain and submit a Certificate of Credit Counseling: Debtors must submit proof of attending a credit counseling session to the court. 4. File all necessary forms and schedules: Debtors must fill out and submit all necessary forms and schedules, including a “Statement of Financial Affairs” and a “Statement of Intention for Individuals Filing Under Chapter 7”. Post-bankruptcy Duties and Responsibilities: 1. Attend a Debtor Education Course: Once the bankruptcy is filed, debtors must attend a debtor education course with an approved provider. 2. Cooperate with the Bankruptcy Trustee: Debtors must cooperate with the bankruptcy trustee throughout the process, including providing all necessary documentation and attending all meetings. 3. Submit Final Discharge Documents: Once the bankruptcy is complete, debtors must submit the final discharge documents to the court. 4. Make payments on loans or debts not discharged: Debtors must make payments on any loans or debts not discharged through the bankruptcy.
