Texas Debtor's Sworn Statement for 341 Meeting
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How to fill out Texas Debtor's Sworn Statement For 341 Meeting?
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FAQ
Tips for Attending Your 341 Meeting On the day of the meeting, dress professionally and not too casually, as if you're attending a job interview. There are only a few things you'll need to bring, but they're essential to the meeting: Driver's license or government-issued ID card. Government issued social security card.
If any creditors do attend the 341 meeting, it is typically out of curiosity, to ask whether their debt will be reaffirmed, or to ask about the location and condition of their collateral. In most cases, the meeting of creditors is not attended by any of the debtor's creditors.
Now, in most consumer cases, creditors don't attend the 341 meeting, even though it's called the meeting of creditors. In probably 95, if not 98% of cases, no creditors actually attend. It's only going to be the trustee that will be asked some questions to verify your financial situation.
At the meeting of creditors?also called the 341 hearing?the debtor meets with the trustee appointed to oversee the case. The trustee will check identification and ask a series of questions about the bankruptcy paperwork. Creditors can attend and ask about financial matters as well, although few appear.
Creditors usually do not show up for this meeting. Any of your testimony will be recorded and used against you if there is a dispute. Your answers must be brief and direct.
The meeting of creditors is a hearing all debtors must attend in any bankruptcy proceeding. The meeting of creditors is held outside of the presence of the judge and, depending upon the case chapter, usually occurs between 21 and 50 days after the filing of the petition.
341 Meeting Questions the Bankruptcy Trustee Might Ask Along with the mandatory questions, trustees typically ask about your property and other assets, income, expenses, and debts. Other areas will include discrepancies in your bankruptcy forms and how you came up with a value for various property items.
Failure to attend the Section 341 meeting without the prior agreement of the Chapter 13 Trustee or the Bankruptcy Administrator, as applicable, may result in the filing of a Motion to Dismiss the case by the Trustee or the Bankruptcy Administrator.