Texas Chapter 13 Trustee Procedures for Payment of Home Mortgages are a set of guidelines and processes that must be followed when a debtor files for bankruptcy in Texas. The Texas Chapter 13 Trustee is responsible for collecting and distributing payments in accordance with the bankruptcy plan. The two main types of Texas Chapter 13 Trustee Procedures for Payment of Home Mortgages are: Payment of Arbitrages and Payment of Current Mortgage Obligation. Payment of Arbitrages: This process requires the debtor to make a lump-sum payment to the Chapter 13 Trustee, who then pays the past due amount directly to the mortgage holder. Payment of Current Mortgage Obligation: Under this process, the debtor must make regular payments to the Chapter 13 Trustee, who then distributes the payments to the mortgage holder. The payments must be made in accordance with the bankruptcy plan in order to keep the mortgage current. The Texas Chapter 13 Trustee Procedures for Payment of Home Mortgages also require that the debtor provide additional documents and information to the Trustee, such as proof of insurance and tax returns. The Trustee must also review all documents and information provided to ensure that the payments are being made on time. In addition, the Trustee is responsible for monitoring the debtor's progress in making payments and filing reports with the court.