Texas Order for Electronic Transfer (EFT) is an electronic payment method used by the State of Texas to make payments to vendors. It is an automated system that eliminates the need to write and mail paper checks. EFT is a secure and reliable method of payment that provides vendors with fast and efficient access to their funds. The Texas Order for Electronic Transfer (EFT) has two different types of payment methods: ACH Credit and ACH Debit. ACH Credit is a direct deposit into a bank account, while ACH Debit is a withdrawal from a bank account. Both payment methods involve an electronic transfer of funds from the payer to the payee. EFT payments are made via the Automated Clearing House (ACH) network, which is a nationwide electronic funds transfer system. ACH payments are secure, efficient, and cost-effective. The State of Texas is able to make payments to vendors faster and more efficiently with EFT, resulting in faster access to funds.