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Most health plans must cover a set of preventive services like shots and screening tests at no cost to you. Limited-benefit plans are medical plans with much lower and more restricted benefits than major medical insurance, but with lower premiums.Pursuant to 45 CFR 156. Explore Medicare plans and health insurance coverage to fit your lifestyle. Turning 65 or recently qualified? Health plans should review the Checklist and attachments below for regulatory requirements, deadlines, and filing expectations. Which benefits are required to be covered under the health plan? O Affordable Care Act required coverage (e.g. Explore Medicare plans and health insurance coverage to fit your lifestyle. Individuals should contact their state about coverage, benefits, and enrollment.