Texas Declaration For Electronic Filing of Bankruptcy Petition And Master Mailing List (Matrix)
Description Texas Bankruptcy
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FAQ
A mailing matrix, sometimes called a "mailing list" or "matrix," is a list of the names and mailing address of creditors and parties in interest in a bankruptcy case. Each mailing matrix is processed into Case Management/Electronic Case Files (CM/ECF) by software that reads and interprets the text on each page.
But, at a minimum, you must have pay information for the past 60 days, your last two tax returns, and your most recent bank statement. These documents are required by the Bankruptcy Code and the Texas bankruptcy courts.
A creditor can be a person or financial institution?like a bank or credit card issuer?that offers credit to another party. The party that borrows the credit is called a debtor. Creditors may choose to report a debtor's account activity?like payment history, credit limits and balances?to credit reporting agencies.
A creditor matrix contains each creditor's name and mailing address. This information is used for noticing and claims information. The debtor is required to provide a list of ALL creditors.
The Chapter 7 Discharge. A discharge releases individual debtors from personal liability for most debts and prevents the creditors owed those debts from taking any collection actions against the debtor.
To initiate an emergency filing, the individual filing the petition or pleading must dial (214) 753-2101 or 1(800) 442 - 6850 x2101. At the tone, please leave your name, phone number, and nature of your emergency.
What is a List of Creditors? When you file a voluntary petition under any bankruptcy chapter, you the debtor (or your attorney, if you use one) must prepare a List of Creditors and submit it to the Court. The List of Creditors is essentially a mailing list of creditors to whom you owe money.
Steps to Take When Filing for Bankruptcy Gather Financial Information.Schedule a Consultation with a Texas Bankruptcy Attorney.Determine If Bankruptcy Is Right for You.Choose the Right Type of Bankruptcy.Get Credit Counseling.Prepare Your Bankruptcy Petition.File Your Bankruptcy Petition.Attend a Meeting of Creditors.