A Texas Public Insurance Adjuster Bond — Licensing is a type of surety bond required by the State of Texas for individuals and businesses who wish to become public insurance adjusters. Public insurance adjusters are responsible for representing policyholders and helping them with claims related to property damage or losses. The bond ensures that if claims are not handled in a professional and ethical manner, the policyholder can take legal action against the adjuster and receive payment from the bond. The Texas Public Insurance Adjuster Bond — Licensing is a state-specific surety bond that must be completed and filed with the Texas Department of Insurance in order to become a licensed public insurance adjuster. There are two types of Texas Public Insurance Adjuster Bond — Licensing: the individual adjuster bond and the business adjuster bond. The individual adjuster bond must be for a minimum of $10,000 and the business adjuster bond must be for a minimum of $20,000.