Texas Petition Writ of Garnishment

State:
Texas
Control #:
TX-G0308
Format:
PDF
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A01 Petition Writ of Garnishment
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FAQ

In most states, employers answer a writ of garnishment by filling out the paperwork attached to the judgment and returning it to the creditor or the creditor's attorney.

Once you have a judgment against you, creditors can garnish your bank account in Texas. They do this with a Writ of Garnishment. They cannot garnish your wages but once you deposit your paycheck into the bank they can freeze your account with a valid judgment.

The Writ of Execution is a proactive approach to post-judgment enforcement. 30 days after obtaining a final judgment, a creditor can request a Writ of Execution from the clerk of the court. The creditor or the creditor's attorney will fill out a Writ of Execution form available at any county courthouse.

What you can do about wage garnishment.You have to be legally notified of the garnishment. You can file a dispute if the notice has inaccurate information or you believe you don't owe the debt. Some forms of income, such as Social Security and veterans benefits, are exempt from garnishment as income.

The Order dissolves the existing writ of garnishment. It means that whatever was being garnished, wages or bank accounts, are no longer subject to the writ of garnishment.

If you are served with a garnishment summons, do not ignore these documents because they do not directly involve a debt that you owe. Instead, you should immediately freeze any payments to the debtor, retain the necessary property, and provide the required written disclosure.

The easiest and most direct way to end a wage garnishment is to enter into a payment agreement with the creditor, where you agree to make payments and they agree to stop the garnishment. That option, however, may not be available if you are unable to pay the monthly payment that the creditor is requesting.

The best way to avoid bank account garnishment is to make a payment arrangement with creditors, which can even lead to a negotiated balance.

Once the judgment-creditor files a valid application for writ of garnishment, the court will issue a writ directed to the bank. The court typically provides the writ to the judgment-creditor for service. The judgment creditor must properly serve the writ. Only a constable or sheriff may serve a writ of garnishment.

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Texas Petition Writ of Garnishment