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Apply to get the judgment set aside You'll have to go to a private hearing at the court to explain why you do not owe the money. If you do not go to the hearing, your application will be rejected and you'll have to pay the amount in the judgment.
If granted, the default judgment will be vacated and a new trial will be scheduled on the matter. In a county or district court in Texas, the deadline for a request for a new trial is 30 days from entry of the default judgment.
First, you can ask the court to set aside the default judgment and give you an opportunity to contest it. Next, you can settle the debt with the debt buyer for an amount less than what the default judgment is for. And finally you can eliminate the default judgment completely by filing for bankruptcy.
If you do not think the default judgment was appropriately entered against you, you must file a motion with the court asking the judge to set aside (void or nullify) the judgment. If the judge grants your motion, the case starts back up again.
If a notice of motion for setting aside or variation of a judgment or order is filed within 14 days after the judgment or order is entered, the court may set aside or vary the judgment or order under r 36.16(1) as if the judgment or order had not been entered: r 36.16(3A).
If the judgment is set aside, you and the creditor are put back in the position you were both in immediately before the judgment. This means if you have an argument or 'defence' against the judgment which you didn't get a chance to raise when the claim was first issued, you have a second chance to do this.
Call the clerk's office. Tell the clerk you want to schedule a hearing on a Motion to Set Aside Default Judgment. WARNING: You must sign the motion form under penalty of perjury. Be ready to explain to the judge why the default judgment should be set aside.
To get a judgment set aside, fill in the application notice (N244) and send it to the court. You may have to pay a court fee of £255. You'll have to go to a private hearing at the court to explain why you do not owe the money.
Question: Can you overturn a default judgment? Yes, when there is a showing of excusable neglect and a meritorious defense. When a law suit is filed and a defendant fails to timely answered the complaint, the plaintiff may move for an entry of default judgment.