A Texas Universal Life Insurance Checklist is used to ensure that all aspects of the policy are in compliance with Texas state laws. It is an essential tool for policyholders in the Lone Star State, as it outlines the requirements for the policy, including the type of coverage, beneficiaries, premiums, and other important information. It also provides a list of all the documents necessary for the policy, such as the application, policy documents, and death benefit forms. There are two types of Texas Universal Life Insurance Checklist: the Standard and the Enhanced. The Standard Checklist covers the basic elements of the policy, including coverage amount, beneficiaries, and premiums. The Enhanced Checklist covers additional elements such as riders, living benefits, accelerated death benefits, and other features. Both of these checklists are important to ensure that the policy is compliant with Texas state laws.