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Texas Penal Code §32.51 is the section that provides for ID Theft as a crime in Texas. It states that ?A person commits an offense if the person, with the intent to harm or defraud another, obtains, possesses, transfers, or uses an item of identifying information of another person without the other person's consent??
Write a letter to each creditor where an account was opened or used in your name. Repeat what you said in your telephone call. Send a copy of your police report. Black out the account number of any accounts with other creditors on a copy of your completed ID Theft Affidavit and send it.
Other Resources on Identity Theft Report fraud: identitytheft.gov. Texas Office of Attorney General, ID Theft. ID Theft Clearinghouse, Federal Trade Commission. 600 Pennsylvania Ave, NW. Washington, DC 25080. Call: 877-ID-THEFT or 877-438-4338. TDD: 866-653-4261. Texas Department of Public Safety.
Dear Sir or Madam: I am a victim of identity theft. I recently learned that my personal information was used to open an account at your company. I did not open or authorize this account, and I therefore request that it be closed immediately.
Steps for Victims of Identity Theft or Fraud Place a fraud alert on your credit report. Close out accounts that have been tampered with or opened fraudulently. Report the identity theft to the Federal Trade Commission. File a report with your local police department.
I am a victim of identity theft, and I did not make [this/these] charge(s). I request that you remove the fraudulent charge(s) and any related finance charge and other charges from my account, send me an updated and accurate statement, and close the account (if applicable).
To report identity theft, contact: The Federal Trade Commission (FTC) online at IdentityTheft.gov or call 1-877-438-4338. The three major credit reporting agencies. ... The fraud department at your credit card issuers, bank, and other places where you have accounts.