[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Address] [City, State, ZIP] Subject: Request for Credit Report of a Minor Dear [Credit Bureau Name], I am writing to request a copy of the credit report of my minor child, [Child's Name], who resides at the same address as mentioned above. As a responsible parent, it is crucial for me to ensure that my child's credit information is accurate and to monitor any potential fraudulent activity that may affect their financial well-being. Please find below the necessary details: Child's Information: Name: [Child's Full Name] Date of Birth: [Child's Date of Birth] Social Security Number: [Child's SSN] (if available) Parent's Information: Name: [Your Full Name] Relationship to Child: [Mother/Father/Legal Guardian] Social Security Number: [Your SSN] In compliance with the Fair Credit Reporting Act, Section 604, I kindly request you to provide me with a copy of my child's credit report. Please note that as a minor, my child is not eligible for credit, loans, or any financial obligations. Therefore, any credit report under their name should be considered potentially fraudulent and requires immediate attention. If there are any fees associated with the request, please let me know in advance. I am willing to submit the necessary payment to obtain my child's credit report promptly. I understand that the credit report may include information from various sources, and I kindly request you to provide a complete report that covers all recorded information relating to my child's credit history, if any exists. Furthermore, I would greatly appreciate it if you could process this request at your earliest convenience. Please inform me of any additional documents or identity verification procedures required to complete this request successfully. Thank you for your prompt attention to this matter. I look forward to receiving the requested credit report to ensure the protection and well-being of my minor child's financial reputation. Sincerely, [Your Full Name]