Texas Proof of Residency for Mortgage is a crucial requirement for individuals seeking a home loan in the state of Texas. This proof serves as evidence that the applicant resides within the state and is eligible for the mortgage. It helps lenders ensure that the borrower is a legitimate resident and reduces the risk of fraudulent activities. To comply with the Texas Proof of Residency for Mortgage, individuals need to provide specific documents that establish their residency status. These documents typically include a combination of utility bills, driver's license, voter registration card, property tax statement, or lease agreement. Each document must display the borrower's name and the address that matches the property being financed. Different types of Texas Proof of Residency for Mortgage include: 1. Utility Bills: Recent utility bills such as electricity, water, gas, or telephone bills are commonly accepted as proof of residency. These bills must be in the name of the applicant and clearly show the residential address. 2. Driver's License: A valid Texas driver's license is another commonly accepted proof of residency. The address on the license should match the property being financed. 3. Voter Registration Card: A voter registration card issued by the state of Texas can be used as proof of residency. The card should display the borrower's name and residential address. 4. Property Tax Statement: The property tax statement issued by the local governing authority can serve as proof of residency. This document confirms that the borrower is the owner of the property and resides at the stated address. 5. Lease Agreement: In the case of a rental property, a valid lease agreement can be used as proof of residency. The lease agreement should contain the borrower's name, the rental property's address, and the landlord's contact information. It is important to note that lenders may have specific guidelines and requirements regarding the acceptable documents for Texas Proof of Residency for Mortgage. Therefore, it is advisable for borrowers to consult with their lender or mortgage professional to ensure they are providing the correct documentation. By providing the required proof of residency, borrowers can fulfill one of the essential criteria for obtaining a mortgage in Texas.