Texas Sample Letter for Traffic Accident — Refusal to Pay Requested Damages [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Recipient's Name] [Recipient's Address] [City, State, ZIP] Subject: Refusal to Pay Requested Damages for Traffic Accident Dear [Recipient's Name], I hope this letter finds you well. I am writing to address the recent traffic accident that occurred on [Date] at [Location] involving both our vehicles. As per the information I have gathered from the police report, witness accounts, and the insurance company, it has been determined that you were at fault for the accident. I have filed a claim with my insurance company, and they have assessed the damages to my vehicle, which amounts to $[Total Damage Amount]. This includes repairs, medical expenses, and rental car costs incurred due to your negligence. I have also provided all relevant documentation and supporting evidence to substantiate this claim. However, to my surprise, I received a letter from your insurance company stating that they refuse to pay the requested damages. I find this decision unjustified, particularly considering the overwhelming evidence supporting my claim. Therefore, I kindly request that you review this matter promptly and reconsider your insurance company's position. In order to settle this matter amicably, I propose the following options: 1. Accepting Liability: You acknowledge your fault in the accident and agree to take full responsibility for the damages caused. This includes paying the full requested amount to cover all costs I have incurred as a result of the accident. 2. Alternative Settlement: If the requested amount seems excessive to you, I am open to negotiating a reasonable settlement. This would involve a mutually agreed-upon amount that covers the majority of the damages and is acceptable to both parties. 3. Mediation: If we are unable to reach a resolution through direct communication, I suggest involving a neutral third party to facilitate mediation. This can help us find a fair and amicable solution without the need for legal proceedings. I believe that open communication and a willingness to resolve this matter fairly are crucial in order to avoid any further complications. Please consider these options seriously and provide a response within [reasonable time frame, e.g., 14 days] from the date of this letter to avoid any unnecessary delays. Should you choose not to cooperate or fail to respond within the specified timeframe, regrettably, I will have no choice but to pursue legal action to protect my rights and recover the damages through the appropriate legal channels? I sincerely hope it does not come to such measures and that we can find a resolution in a timely and reasonable manner. Thank you for your attention to this matter, and I look forward to your prompt response. Should you have any questions or require further information, please do not hesitate to contact me at the provided contact details. Yours sincerely, [Your Name]