Texas Checklists - Worker's Compensation Claims

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Workers' Compensation Laws are laws passed by state legislatures that compensate employees for work-related injuries or illnesses. Any employee injured on the job within the scope of his employment is entitled to workers' compensation benefits. This is true even if the employee was injured because of his own negligence or for failure to follow the instructions of his employer. Self inflicted injuries are not covered. Benefits include medical expenses, lost wages, and death benefits. Most employers have insurance to cover these benefits. If they don't have insurance, they still have to pay benefits.

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FAQ

Workers' compensation law states that MMI be established 104 weeks from the date the injured worker began to accrue income benefits. The Texas Department of Insurance ? Division of Workers' Compensation (TDI-DWC) can order an extension of the statutory MMI date, under special circumstances.

What Happens After I Reach Maximum Medical Improvement? When your doctor states you have reached maximum medical improvement, the workers' comp insurance provider stops paying benefits. A medical examination determines your partial impairment rating if you have not recovered fully from your injuries.

How do I report my injury? You must report your injury to your employer within 30 days from the date you were hurt or from the date you knew your injury or illness was related to your job. If you do not let your employer know about your injury within 30 days, you may not get benefits.

The MMI determination is used to determine permanent restrictions and capabilities that will then be used to calculate the value of the workers' compensation claim. The doctor usually provides a list of all abilities of the patient, indicating what tasks they can do and what they cannot do.

Ing to Texas' workers' comp laws, employees have 30 days to give notice of a work-related injury or illness to their employers. They also have a year to file formal paperwork for the workers' comp claim. After getting a report of injury, employers have eight days to notify their insurer.

The Injured Worker's Responsibility After a work-related injury or illness (and in addition to the employee's duty to report the injury or illness to the employer within 30 days) the employee has a duty to file a claim with the Texas Department of Insurance Division of Workers' Compensation.

MMI in workers comp simply means that your authorized treating physician believes you've completed as much of the healing process as can be expected. In other words, your medical condition has stabilized, and is as good as it's ever going to get.

Maximum Medical Improvement (MMI) is the technical term which basically means ?as good as you're going to get?. Once an injured worker's healing process has slowed and little (or no) improvement is expected, then that employee is said to have reached MMI.

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Texas Checklists - Worker's Compensation Claims