Texas Sample Letter to Foreclosure Attorney to Provide Verification of Debt and Cease Foreclosure

• Category: Letters - Legal - Foreclosures
• State: Multi-State
• Control #: US-0509LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Urgent Request for Verification of Debt and Cease Foreclosure — Texas Property [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Foreclosure Attorney's Name] [Law Firm Name] [Address] [City, State, ZIP Code] Dear [Foreclosure Attorney's Name], I hope this letter finds you well. My purpose for writing today is to formally request verification of debt and kindly ask you to cease all foreclosure proceedings regarding the property located at [Property Address], as specified in the loan agreement with [Lender's Name]. I have recently received a notice of foreclosure for the aforementioned property, and I am deeply concerned about the accuracy and legitimacy of the debt claimed by [Lender's Name]. As a responsible homeowner, I believe it is my right to obtain clear and valid information about the debt owed and the foreclosure process. Therefore, I kindly request your assistance in providing the following documentation: 1. Verification of Debt: Please provide me with a complete account history, including the original loan agreement, closing documents, and any subsequent loan modifications. I expect this documentation to include all relevant information regarding the principal balance, interest rates, applicable fees, and any additional charges related to the debt. It is essential that all figures provided are fully transparent, accurate, and supported by appropriate evidence. 2. Assignment of Mortgage: I request documentation that clearly demonstrates how my mortgage or deed of trust was legally transferred or assigned to [Lender's Name]. This could include the chain of ownership or assignments from the original lender to the current mortgage holder. It is crucial to ensure that all assignments have been accurately recorded and adhere to the applicable laws and regulations. 3. Compliance with State Laws: I require confirmation that [Lender's Name] has fully complied with all relevant Texas state laws regarding foreclosure proceedings and has followed the necessary guidelines before initiating this action. Please provide documentation that proves a duly authorized representative of [Lender's Name] has reviewed the loan documents, as required by state foreclosure laws. 4. Ceasing Foreclosure Proceedings: I request an immediate suspension of any ongoing foreclosure proceedings until the verification of debt has been provided and thoroughly reviewed. This request is in line with my rights as a homeowner to seek out and obtain accurate information regarding the alleged debt. I expect [Lender's Name] and your firm to respect and comply with this request. I understand the seriousness of the situation and the potential legal consequences involved. Furthermore, I am committed to resolving this matter in a fair and mutually beneficial manner. However, I firmly believe in the importance of ensuring that all parties involved follow due process and provide adequate documentation supporting their claims. I kindly request that you respond to this letter within [timeframe, e.g., 14 days] from the date of receipt. Failure to comply with this request may result in further legal action, and I trust that such measures will not be necessary. Please acknowledge receipt of this letter and send all requested documentation to the following address: [Your Name] [Your Address] [City, State, ZIP Code] Thank you for your immediate attention to this matter. I look forward to receiving the required documentation and resolving this issue promptly. Should you have any questions, please do not hesitate to contact me at [Phone Number] or [Email Address]. Sincerely, [Your Name]

Subject: Urgent Request for Verification of Debt and Cease Foreclosure — Texas Property [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Foreclosure Attorney's Name] [Law Firm Name] [Address] [City, State, ZIP Code] Dear [Foreclosure Attorney's Name], I hope this letter finds you well. My purpose for writing today is to formally request verification of debt and kindly ask you to cease all foreclosure proceedings regarding the property located at [Property Address], as specified in the loan agreement with [Lender's Name]. I have recently received a notice of foreclosure for the aforementioned property, and I am deeply concerned about the accuracy and legitimacy of the debt claimed by [Lender's Name]. As a responsible homeowner, I believe it is my right to obtain clear and valid information about the debt owed and the foreclosure process. Therefore, I kindly request your assistance in providing the following documentation: 1. Verification of Debt: Please provide me with a complete account history, including the original loan agreement, closing documents, and any subsequent loan modifications. I expect this documentation to include all relevant information regarding the principal balance, interest rates, applicable fees, and any additional charges related to the debt. It is essential that all figures provided are fully transparent, accurate, and supported by appropriate evidence. 2. Assignment of Mortgage: I request documentation that clearly demonstrates how my mortgage or deed of trust was legally transferred or assigned to [Lender's Name]. This could include the chain of ownership or assignments from the original lender to the current mortgage holder. It is crucial to ensure that all assignments have been accurately recorded and adhere to the applicable laws and regulations. 3. Compliance with State Laws: I require confirmation that [Lender's Name] has fully complied with all relevant Texas state laws regarding foreclosure proceedings and has followed the necessary guidelines before initiating this action. Please provide documentation that proves a duly authorized representative of [Lender's Name] has reviewed the loan documents, as required by state foreclosure laws. 4. Ceasing Foreclosure Proceedings: I request an immediate suspension of any ongoing foreclosure proceedings until the verification of debt has been provided and thoroughly reviewed. This request is in line with my rights as a homeowner to seek out and obtain accurate information regarding the alleged debt. I expect [Lender's Name] and your firm to respect and comply with this request. I understand the seriousness of the situation and the potential legal consequences involved. Furthermore, I am committed to resolving this matter in a fair and mutually beneficial manner. However, I firmly believe in the importance of ensuring that all parties involved follow due process and provide adequate documentation supporting their claims. I kindly request that you respond to this letter within [timeframe, e.g., 14 days] from the date of receipt. Failure to comply with this request may result in further legal action, and I trust that such measures will not be necessary. Please acknowledge receipt of this letter and send all requested documentation to the following address: [Your Name] [Your Address] [City, State, ZIP Code] Thank you for your immediate attention to this matter. I look forward to receiving the required documentation and resolving this issue promptly. Should you have any questions, please do not hesitate to contact me at [Phone Number] or [Email Address]. Sincerely, [Your Name]