Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Sec. 1692e, provides, in part, as follows:
A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
"(1) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof."
Texas Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities — False Representation or Implication that the Debt Collector is Vouched for, Bonded by, or Affiliated with the United States [Sender's Name] [Sender's Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Debt Collector's Name] [Debt Collector's Address] [City, State, ZIP Code] Subject: False Representation or Implication of Affiliation with the United States Dear [Debt Collector's Name], I hope this letter finds you well. I am writing to bring to your attention a matter of significant concern regarding your collection activities. It has come to my attention that your organization has made false representations or misleading implications suggesting that you are vouched for, bonded by, or affiliated with the United States government. This correspondence serves as a formal notice regarding those inaccurate claims. The false representation or implication that your debt collection agency is associated with the United States is a clear violation of the Fair Debt Collection Practices Act (FD CPA) and Texas state laws. Such activity causes confusion and may mislead consumers into believing that they have a legal obligation to pay, solely due to the supposed endorsement or affiliation with a government entity. To rectify this issue, I kindly request that you take immediate action to cease and desist from making any further false representations or misleading implications regarding your affiliation with the United States government. Furthermore, I request that you provide a written confirmation within 30 days after receiving this letter, stating that you have indeed taken measures to correct the misleading information provided to consumers. Non-compliance with this request may result in further legal action. As an informed consumer who is well aware of my rights under the FD CPA, I would not hesitate to exercise all remedies available to me if my concerns are not adequately addressed. Please consider this correspondence as an opportunity for your organization to rectify this situation and ensure compliance with applicable debt collection laws. I look forward to your prompt response. If you have any questions or require any additional information, please do not hesitate to contact me via the phone number or email address provided above. Thank you for your immediate attention to this matter. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code]Texas Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities — False Representation or Implication that the Debt Collector is Vouched for, Bonded by, or Affiliated with the United States [Sender's Name] [Sender's Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Debt Collector's Name] [Debt Collector's Address] [City, State, ZIP Code] Subject: False Representation or Implication of Affiliation with the United States Dear [Debt Collector's Name], I hope this letter finds you well. I am writing to bring to your attention a matter of significant concern regarding your collection activities. It has come to my attention that your organization has made false representations or misleading implications suggesting that you are vouched for, bonded by, or affiliated with the United States government. This correspondence serves as a formal notice regarding those inaccurate claims. The false representation or implication that your debt collection agency is associated with the United States is a clear violation of the Fair Debt Collection Practices Act (FD CPA) and Texas state laws. Such activity causes confusion and may mislead consumers into believing that they have a legal obligation to pay, solely due to the supposed endorsement or affiliation with a government entity. To rectify this issue, I kindly request that you take immediate action to cease and desist from making any further false representations or misleading implications regarding your affiliation with the United States government. Furthermore, I request that you provide a written confirmation within 30 days after receiving this letter, stating that you have indeed taken measures to correct the misleading information provided to consumers. Non-compliance with this request may result in further legal action. As an informed consumer who is well aware of my rights under the FD CPA, I would not hesitate to exercise all remedies available to me if my concerns are not adequately addressed. Please consider this correspondence as an opportunity for your organization to rectify this situation and ensure compliance with applicable debt collection laws. I look forward to your prompt response. If you have any questions or require any additional information, please do not hesitate to contact me via the phone number or email address provided above. Thank you for your immediate attention to this matter. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code]
