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Incurred medical expenses means those paid or unpaid bills for medical care which are recognized under State law and are or will be the obligation of the applicant.
Another method to calculate future medical bills is to itemize the specific procedures your doctor thinks you will need and add up those costs. This approach can be appropriate if your doctor expects you to eventually regain the level of functioning that you had before the accident.
Medical debt can be sent to a collections agency like any other debt. However, if it is owed to a non-profit hospital, they may be required to provide financial assistance to you before it is sent to collections.
The phrase ?paid and incurred? in Texas civil law refers to Texas Civil Practice & Remedies Code §41.0105, which discusses the amount and type of damages that plaintiffs are entitled to recover in personal injury cases.
Medical expenses are any costs incurred in the prevention or treatment of injury or disease. Medical expenses include health and dental insurance premiums, doctor and hospital visits, co-pays, prescription and over-the-counter drugs, glasses and contacts, crutches, and wheelchairs, to name a few.
In Texas, plaintiffs are entitled to recover incurred medical expenses in personal injury cases, not just paid medical expenses. This means plaintiffs can seek compensation for the full amount billed for medical treatment, even if their health insurance paid for some or all of the expenses.
Medical bills and pain and suffering damages differ because both fall under different forms of damage. In Texas, damages are split into two categories: economic and non-economic damages.
Typically, the person who receives medical treatment is the person who gets the bill. But who pays if another motorist caused the injuries? The insurance company representing the driver who caused the crash should pay for your injuries. But you may need to rely on your own health insurance initially.