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If you were injured at work in Texas and your employer does not offer workers' compensation, you have two options: You could file a personal injury lawsuit against your employer. Texas law generally gives you two years from the date of your accident to file a lawsuit.
Do I have to have workers' compensation insurance? Texas doesn't require most private employers to have workers' compensation. But private employers who contract with government entities must provide workers' compensation coverage for the employees working on the project.
DWC005, Employer Notice of No Coverage or Termination of Coverage. DWC020SI, Self-Insured Governmental Entity Coverage Information. Steps to electronically submit a form to the Division of Workers' Compensation: Open the form: Google Chrome and Microsoft Edge.
As an injured employee in Texas, you have the right to free assistance from the Office of Injured Employee Counsel (OIEC). This assistance is offered at local offices across the State. These local offices also provide other workers' compensation system services from the Texas Department of Insurance (TDI).
Texas is the only state which does not require coverage. However, there are exclusions to this rule for some employers listed below: Any public employer including cities, counties, state agencies and state universities. Building and construction contractors for public employers.
The answer to this question is almost always ?yes.? Most employers are required by law to purchase workers compensation. In fact, every single U.S. state but Texas mandates that companies purchase workers compensation coverage.