How can I find out if someone used my child's Social Security number?

First, you need to check with the Social Security Administration once a year to make sure no one is using your child's SSN. Secondly, you need to check your child's credit report (free Equifax -1-800-525-6285; Experian-1-888-397-3742; TransUnion-1-800-680-7289.)

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Guide for Protecting Minors from Identity Theft

Guide for Protecting Minors from Identity Theft

Name: Guide for Protecting Minors from Identity Theft
Brand: US Legal Forms
Price: 59.00 USD
Rating: 4.72 (444 reviews)

Category:

Criminal - Identity Theft

State:

Multi-State

Control #:

US-00711

Format:

Instant download

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Description

Identity theft of minors is a fast-growing and largely unreported crime that affects many Americans each year. With this Guide for Protecting Minors from Identity Theft, minors and parents of minors will learn how to effectively deal with creditors and government agencies after the minor's identification is lost or stolen. This guide is designed to help a minor or the minor's parent clear the minor's name, and reduce the time and expense involved with dealing with identity thieves. The information in this guide is essential to assist in remedying and protecting a minor's credit, financial assets, and job opportunities, as well as preventing misuse of benefits, false arrests, and other fraudulent uses of a minor's identification. Helpful tips on preventing identity theft, useful links, and more, are also included.

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FAQ

Contact the Federal Trade Commission (FTC) to report the ID theft and get a recovery plan. Contact your local law enforcement and get a police report. Contact the fraud departments of companies where accounts were opened in your child's name.

A child's identity is very attractive to thieves. It's also a relatively easy crime to commit; a thief could pair any name and birth date with a stolen Social Security number, essentially creating a false identity.

Password-Protect Your Devices. Use a Password Manager. Watch Out for Phishing Attempts. Never Give Out Personal Information Over the Phone. Regularly Check Your Credit Reports. Protect Your Personal Documents. Limit Your Exposure.

Parents and legal guardians have unfettered access to their children's personal information. In many cases, a parent, a close relative, or a legal guardian might use the child's Social Security number to commandeer their identity (and clean credit history).

Contact Companies Where Fraud Occurred. Contact the Credit Bureaus. Consider a Child Credit Freeze. Report Identity Theft to the FTC. Find Out Who Has Access to Your Child's Personal Information. Pay Attention to Forms from School. Read the Notices from Your Child's School.

Identity thieves can also use your identity when they commit other crimes, such as entering (or exiting) a country illegally, trafficking drugs, smuggling other substances, committing cyber crimes, laundering money and much more. In fact, they can use your identity to commit almost any crime imaginable in your name.

First, you need to check with the Social Security Administration once a year to make sure no one is using your child's SSN. Secondly, you need to check your child's credit report (free Equifax -1-800-525-6285; Experian-1-888-397-3742; TransUnion-1-800-680-7289.)

Now a child's number can more easily be used to establish a credit history. Minors are especially vulnerable because they are likely to have an unblemished credit history.In some cases, thieves get access to a child's stolen Social Security number.

Gather the needed documents. The three major credit bureaus (Experian, Equifax and TransUnion) have slightly different requirements. Print out child freeze request forms. 3. Mail the request and document copies. Wait for confirmation, then store it securely.

Guide for Protecting Minors from Identity Theft

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FAQ

What do I do if my child's identity has been stolen?

Can someone steal my child's identity?

What is the best way to protect against identity theft?

Can a parent use their child's SSN?

What do you do when your child's identity is stolen?

What kind of crimes can make use of a stolen identity?

How can I find out if someone used my child's Social Security number?

Can I use my child's Social Security number for credit?

How do I lock my child's Social Security number?

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Guide for Protecting Minors from Identity Theft

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