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Letter to Credit Reporting Company or Bureau Regarding Identity Theft of Minor

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US-00712-LTR
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Description What Is A Blocked Account For A Minor

This Letter to a Credit Reporting Company or Bureau regarding Identity Theft of Minor helps a minor or the minor's parent correct fraudulent information in the minor's credit reports. In order for such information to be blocked on the credit report, a minor or the minor's parent must notify consumer or credit reporting companies of fraudulent information that is not related to any transaction that the minor made or authorized.
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FAQ

Contact one of the credit reporting agencies' fraud alert departments and place a fraud alert on your credit report. Tell the agency you think your identity has been stolen. One call does it all. Call 1-800-525-6285. Visit www.equifax.com. Call 1-888-397-3742.

Children 13 and older can check their credit the same way adults do. By visiting AnnualCreditReport.com the only website federally authorized to provide credit reports from Experian, Equifax and TransUnion for free your child can enter his or her personal information to receive a copy of each report.

Check all your financial accounts for errors or suspicious activity. Enroll in a credit monitoring service. Place a fraud alert on your credit reports. Consider freezing your credit. Alert the authorities. Always use strong passwords and be aware of information you give out. Bottom line.

Report Identity Theft. Report identity (ID) theft to the Federal Trade Commission (FTC) online at IdentityTheft.gov or by phone at 1-877-438-4338.

You may want to enclose a copy of your credit report with the items in question circled. Send your letter by certified mail, return receipt requested, so you can document that the credit bureau received your correspondence. Keep copies of your dispute letter and enclosures.

You can call the Federal Trade Commission (FTC) at 1-877-438-4338 or TDD at 1-866-653-4261, or online at http://www.consumer.ftc.gov/features/feature-0014-identity-theft to report identity theft.

Report Identity Theft. Report identity (ID) theft to the Federal Trade Commission (FTC) online at IdentityTheft.gov or by phone at 1-877-438-4338.

If your information was accessed in a data breach, you may be offered complimentary credit monitoring. These services watch credit reports for suspicious activity and send alerts whenever a new account is opened. If you aren't offered free credit monitoring, you can sign up for a reputable service yourself.

Option 1: Online. You can upload the documentation verifying your identity online along with your request to have the alert removed. Option 2: Mail. You can mail your request to Experian along with copies of documentation verifying your identity.

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Letter to Credit Reporting Company or Bureau Regarding Identity Theft of Minor