Letter to Report False Submission of Deceased Person's Information
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Report False Submission FAQ
In most cases, the funeral home will report the person's death to us. You should give the funeral home the deceased person's Social Security number if you want them to make the report. If you need to report a death or apply for benefits, call 1-800-772-1213 (TTY 1-800-325-0778).
However, once the three nationwide credit bureaus Equifax, Experian and TransUnion are notified someone has died, their credit reports are sealed and a death notice is placed on them. That notification can happen one of two ways from the executor of the person's estate or from the Social Security Administration.
If you wish, you may mail a copy of your mother's death certificate to Experian, P.O. Box 4500, Allen, TX 75013. You may also submit it online by uploading your documents.
You may need to contact lenders and creditors to notify them the person is deceased and the accounts need to be closed, even if the account has a zero balance. Lender and creditor contact information can be found on the credit reports.
How to notify credit bureaus of death. A person's credit report is not automatically closed after someone passes away. Instead, credit bureaus wait for notification from the executor of the deceased's estate or the Social Security Administration.
Dear {Name}, This letter is to inform you that {Name} has passed away and to request that a formal death notice be added to {his/her} file in your accounts. {Name}'s full name was {Full Name}. At the time of death, {his/her} residence was {Address}, {City} in {County} County, {State}.
How do I obtain a credit report for a deceased person? The spouse or executor of the estate may request the deceased person's credit report by mailing a request to each of the credit reporting companies.A copy of the death certificate or letters testamentary.
Write a letter to one of the nationwide credit reporting agencies. Whichever agency you contactTransUnion, Equifax or Experianwill then notify the other two on your behalf. Along with a copy of the death certificate, please also include the following for the deceased: Legal name.
Agencies by telephone to report the death: Experian (888-397-3742), Equifax (800-685-1111) and TransUnion (800-888-4213). Request the credit report is flagged as Deceased. Do Not Issue Credit. Follow up with a written correspondence to each agency sent via certified mail.
