This Letter to Law Enforcement Notifying Them of Identity Theft of Deceased Person is used when evidence of fraud exists, such as collection notices, bills or credit reports showing fraudulent activity, to notify local, state or federal law enforcement of the identity theft of a deceased person and to request a police report for the identity theft.
Letter to Law Enforcement Notifying Them of Identity Theft of Deceased Person
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However, once the three nationwide credit bureaus Equifax, Experian and TransUnion are notified someone has died, their credit reports are sealed and a death notice is placed on them. That notification can happen one of two ways from the executor of the person's estate or from the Social Security Administration.
Social Security: You must notify the Social Security Administration of the death, and apply for any possible Social Security death benefits and survivors' benefits.You will need the deceased's Social Security number and date of birth. The Social Security office automatically notifies Medicare of the death.
You may need to contact lenders and creditors to notify them the person is deceased and the accounts need to be closed, even if the account has a zero balance. Lender and creditor contact information can be found on the credit reports.
Write a letter to one of the nationwide credit reporting agencies. Whichever agency you contactTransUnion, Equifax or Experianwill then notify the other two on your behalf. Along with a copy of the death certificate, please also include the following for the deceased: Legal name.
Contact one credit bureau. Ask it to put a fraud alert on your credit report. The credit bureau will explain that you can get a free credit report and other rights you have. Mark your calendar. The fraud alert stays on your report for one year.
Agencies by telephone to report the death: Experian (888-397-3742), Equifax (800-685-1111) and TransUnion (800-888-4213). Request the credit report is flagged as Deceased. Do Not Issue Credit. Follow up with a written correspondence to each agency sent via certified mail.
In most cases, the funeral home will report the person's death to us. You should give the funeral home the deceased person's Social Security number if you want them to make the report. If you need to report a death or apply for benefits, call 1-800-772-1213 (TTY 1-800-325-0778).
How to notify credit bureaus of death. A person's credit report is not automatically closed after someone passes away. Instead, credit bureaus wait for notification from the executor of the deceased's estate or the Social Security Administration.
In most cases, the funeral home will report the person's death to us. You should give the funeral home the deceased person's Social Security number if you want them to make the report. If you need to report a death or apply for benefits, call 1-800-772-1213 (TTY 1-800-325-0778).