Model Closed-End or Net Vehicle Lease Disclosures - Federal Consumer Leasing Act Disclosures
Description Closed End Leasing
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FAQ
The term advertisement includes messages inviting, offering, or otherwise generally announcing to prospective customers the availability of consumer leases, whether in visual, oral, print or electronic media. Examples include: i. Messages in newspapers, magazines, leaflets, catalogs, and fliers.
A consumer lease is a contract for the hire (rental) of goods where the consumer has no right to purchase the goods. ( s. 169 NCC) Some examples of consumer leases: Car lease.
Seq.) (CLA) was passed in 1976 to assure that meaningful and accurate disclo- sure of lease terms is provided to consumers before entering into a contract. It applies to consumer leases of personal prop- erty.
Regulation M, Consumer Leasing, implements the Consumer Leasing Act (15 USC 1667 et seq.), which was enacted in 1976. A major purpose of the act is to ensure that consumers receive meaningful and accurate disclosure of the terms of a lease before entering into a contract to lease personal property.