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Sample Letter for Request for Free Credit Report Allowed by Federal Law

State:
Multi-State
Control #:
US-0098LR
Format:
Word; 
Rich Text
Instant download

Description Letter Credit Template

This form allows an individual to request his or her annual free credit report allowed by federal law from each of the credit bureaus through the Annual Credit Report Request Service, which is the centralized source for consumers to request this annual credit report.

How to fill out Sample Credit Form Printable?

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Credit Form Other Form Names

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Request Report Form Pdf FAQ

Credit report with the account in question circled and/or highlighted. Birth certificate. Social Security card. Passport (if you have one) the page showing your photo and the number.

Address the letter with either a "To whom it may concern" or use the term "Dear Sir or Madam." Since there is no way of knowing who will be receiving the letter, generalities are best here. Next, it is important to clearly state that you want a copy of your credit report and why.

A 609 letter is a method of requesting the removal of negative information (even if it's accurate) from your credit report, thanks to the legal specifications of section 609 of the Fair Credit Reporting Act.

Answer. You're entitled to one free copy of your credit report every 12 months from each of the three nationwide credit reporting companies. Order online from annualcreditreport.com, the only authorized website for free credit reports, or call 1-877-322-8228.

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Sample Letter for Request for Free Credit Report Allowed by Federal Law