Request for Disclosure on Consumer Credit Investigation is a formal request made by an individual to a credit reporting agency to obtain a copy of their credit report. This report contains information about the individual's credit history, which can be used to make decisions about their creditworthiness. The request must include the individual's name, address, and Social Security number, and must be signed and dated in order to be valid. There are two main types of Request for Disclosure on Consumer Credit Investigation: a hard inquiry and a soft inquiry. A hard inquiry occurs when an individual applies for a loan, a credit card, or any other financial product, and the lender checks their credit report. A soft inquiry occurs when an individual checks their own credit report or when an employer checks an employee's credit report. Overall, a Request for Disclosure on Consumer Credit Investigation is an important tool for individuals to use to protect their financial health and make sound decisions about their creditworthiness.