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It's generally not necessary, but if you want to be sure, send the card issuer a short letter with your cancellation request. Include your name, address, phone number and credit card account number, as well as information about your initial request to cancel the account. Keep a copy of the letter for your records.
Include the date of the letter along with the name and contact details of the organization. Also, give your complete name, your mailing address, and the subscription or membership details based on the records of the company. Use a polite, friendly, and professional tone while writing the letter.
Make sure any outstanding balances on the credit card are paid off in full or transferred to another credit card. Call the number on the back of your credit card and request to cancel the account. Follow up the phone call with a certified letter confirming your request to cancel.
The best way to stop recurring payments on a credit card, like utilities, subscription services or rent, is to contact the service provider directly. You may be able to do that online, by phone, in person or by mail, depending on the service.
Choose the right format. Inform the recipients about cancellation. Give a reason why the event was cancelled. Write an apology for the cancellation. Issue terms of refund. End the letter with appreciation. Send the letter as soon as possible.
Include the date of the letter along with the name and contact details of the organization. Also, give your complete name, your mailing address, and the subscription or membership details based on the records of the company.
Pay the outstanding balance. Avoid closing a credit card with a balance. Transfer any reward points. Cancel direct debits. Cancel your credit card online. Cancel your card. Cancel your card in writing. Check for future statements. Destroy your credit card.
Call your credit card issuer to cancel and confirm that your balance on the account is $0. Mail a certified letter to your card issuer to cancel the account. In it ask that a letter confirming your $0 balance and closed account status be mailed to you in return.
Send a cancellation letter Follow up with a brief letter to your card issuer stating your desire to close the credit card. Include that you want the account to be closed at consumer's request and include your name, address, phone number, account number, and the details of your call with the bank's representative.