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Information regarding Iowa All-Terrain Vehicle and Off-Highway Motorcycles, including regulations. Learn about ATV and and off-road motorcycle registration requirements in Iowa here.What does ATV insurance cover? You can customize your ATV and UTV policy using coverage options you'll also find with motorcycle insurance. Iowa All-Terrain Vehicle and Off-Highway Motorcycle Riding Areas. Many Iowans enjoy riding Off-Highway Vehicles (OHV) for recreation. Dirt bikes. Motorcycles. All-terrain vehicles (ATV). 316.003, vehicles that run only upon a track, bicycles, electric bicycles, swamp buggies, or mopeds. Terms of Reference, ATV Task Force,Winter 2000 .