A Letter Informing Debt Collector of Unfair Practices in Collection Activities is a document used to inform a debt collector that they are violating consumer protection laws by engaging in unfair practices in their collection activities. These practices can include harassment, making false statements, failing to provide proper validation of the debt, or attempting to collect fees or interest not authorized by the original creditor. This letter is used to inform the debt collector of the violations and to request that they cease their illegal practices. There are two common types of Letter Informing Debt Collector of Unfair Practices in Collection Activities: 1. Cease & Desist Letter: This letter informs the debt collector that their collection activities are in violation of consumer protection laws and demands that they immediately cease all collection activities. 2. Request for Debt Validation Letter: This letter requests that the debt collector provide a validation of the debt, including the amount owed, the original creditor, and the legal basis for collecting the debt. If the debt collector fails to provide this information, it is in violation of consumer protection laws.