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Unauthorized access device means any access device that is obtained with intent to defraud. Over 15 years of experience providing skilled defense to individuals facing credit card and access device crimes in Bucks County and Montgomery County PA.Have you been charged with access device fraud? Learn the penalties for credit card fraud. "Unauthorized access device" means any access device that is lost, stolen, expired, revoked, canceled, or obtained with intent to defraud. Unauthorized access refers to individuals gaining access to an organization's data, networks, endpoints, applications or devices, without permission. 3 (unauthorized use of "access card"), or a violation of R.S. . Regulation E protects consumers when they use electronic fund transfers. Tampers, interferes, damages, and commits an unauthorized access to lawfully created computer data and computer systems. Use of this network, its equipment, and resources is monitored at all times and requires explicit permission from the network administrator.