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In law and insurance, a proximate cause is an event sufficiently related to an injury that the courts deem the event to be the cause of that injury. Proximate cause refers to an event or action that the court deems to be the primary and legal cause of a particular injury.Proximate cause : Act is proximate cause of injury if near cause not remote cause of injury says injury lawyer Brien Roche. In insurance, concurrent causation happens when a property experiences a loss from two separate causes when one has policy coverage, and the other does not. Proximate cause is also called legal cause. It refers to a primary cause or an incident that set everything in motion. Certain phrases that Pro- fessor Beale uses to describe his general ideas of the properties of such cause,. 3 million, representing its total out-of-pocket losses. Litigation rarely results in complete satisfaction for those involved. The damages must be so connected with the negligence that the latter may be said to be the proximate cause of the former.