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The borrowed servant rule is a legal doctrine indicating that an employer may be held liable for the actions of a temporary employee. A common issue in offshore and maritime accidents is whether a worker is a "borrowed employee" or "borrowed servant" of another company.The customer that borrows the employee from the crane or equipment rental company is known as the employee's special employer. A borrowed servant is an employee whose services are lent to another employer who temporarily assumes control over the employee's work. Other Borrowed Servant Tests. Why Isn't Your Operator A Borrowed Servant? By Art Kirkner, VP of Claims. Read John's full bio here. " In the more liberal jurisdictions the borrowed servant doctrine has been given full play in the medical field. Even. The answer to these questions has significant implications for the exposure.