Garnishment Laws — State-by-State refer to the legal statutes and regulations that determine how creditors in the United States can collect money owed to them from debtors. These laws vary from state to state, with some states having stricter regulations than others. Generally, garnishment laws allow creditors to take a portion of a debtor's wages, bank accounts, or other sources of income to pay the debt. Some states may also allow creditors to seize property or assets to satisfy debts owed. The two main types of garnishment laws — State-by-State are wage garnishment and bank account garnishment. Wage garnishment is the process of withholding a portion of a debtor’s wages to pay off a debt. It is important to note that there are limits on how much a creditor can garnish from a debtor’s wages. Bank account garnishment is the process of a creditor taking money from a debtor’s bank account to pay off a debt. This type of garnishment is typically limited to the amount of money in the debtor’s account at the time of the garnishment. Overall, garnishment laws — State-by-State are designed to protect debtors from aggressive creditors while ensuring that creditors are able to collect money owed to them.