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Continuation Letter Document FAQ

Employers who fail to comply with the COBRA requirements can be required to pay a steep price. Failure to provide the COBRA election notice within this time period can subject employers to a penalty of up to $110 per day, as well as the cost of medical expenses incurred by the qualified beneficiary.

COBRA continuation coverage lets you stay on your employer's group health insurance plan after leaving your job. COBRA stands for the Consolidated Omnibus Budget Reconciliation Act. It's shorthand for the law change that required employers to extend temporary group health insurance to departing employees.

The purpose of this letter is to inform you of your rights and responsibilities as a plan participant. Qualifying Event: At the end of your employment or because of reduction of hours (not maintain full-time status) you will receive this letter.

Contact The Employer's COBRA Plan AdministratorIf your employer can not answer your questions or does not comply, you can call the Department of Labor at 1-866-487-2365.

You may be eligible to apply for individual coverage through Covered California, the State's Health Benefit Exchange. You can reach Covered California at (800) 300-1506 or online at www.coveredca.com. You can apply for individual coverage directly through some health plans off the exchange.

The employer must notify the plan within 30 days of the event. You (the covered employee or one of the qualified beneficiaries) must notify the plan if the qualifying event is divorce, legal separation, or a child's loss of dependent status under the plan.

An employer that is subject to COBRA requirements is required to notify its group health plan administrator within 30 days after an employee's employment is terminated, or employment hours are reduced.

1. You never received your COBRA enrollment packet. Contact your former employer or your health plan administrator.Your former employer must notify your health plan administrator within 30 days after your "qualifying event" death, job termination, reduced hours of employment or eligibility for Medicare.

Waiver Letter

Description Continuation Letter

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Continuation Letter Document FAQ

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