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The time period during which an individual policy won't pay for care relating to a pre-existing condition. Under an individual policy, conditions may be excluded permanently (known as an "exclusionary rider").
Employer-sponsored coverage is the best bet for people with pre-existing conditions. Don't have access to that kind of coverage? Consider buying a plan through the health insurance marketplace set up by the Affordable Care Act. All marketplace or exchange plans have to cover pre-existing conditions.
Under current law, health insurance companies can't refuse to cover you or charge you more just because you have a pre-existing condition that is, a health problem you had before the date that new health coverage starts.
Under current law, health insurance companies can't refuse to cover you or charge you more just because you have a pre-existing condition that is, a health problem you had before the date that new health coverage starts.
A pre-existing condition is a health condition that existed prior to applying for health or life insurance. Conditions include illnesses like diabetes, cancer, and heart disease. Under the Affordable Care Act, health insurance companies can't refuse coverage or charge more for pre-existing conditions.
Insurers then use your permission to snoop through old records to look for anything that they might be able to use against you. If you have a pre-existing condition, they'll try to deny your claim on the grounds that you were already injured and their insured had nothing to do with it.
Yes. Under the Affordable Care Act, health insurance companies can't refuse to cover you or charge you more just because you have a pre-existing condition that is, a health problem you had before the date that new health coverage starts.
Yes. Under the Affordable Care Act, health insurance companies can't refuse to cover you or charge you more just because you have a pre-existing condition that is, a health problem you had before the date that new health coverage starts.They don't have to cover pre-existing conditions.
A pre-existing condition is typically one for which you have received treatment or diagnosis before you enrolled in a new health plan.The ACA made it illegal for health insurance companies to deny you medical coverage or raise rates due to a pre-existing condition.