Instructions for Individuals Filing for Bankruptcy are set of guidelines that provide information and direction to individuals who are considering bankruptcy as a way to resolve their debt. This includes information on the types of bankruptcies available, the process of filing for bankruptcy, and the consequences of filing. Types of Instructions for Individuals Filing for Bankruptcy: 1. Chapter 7 Bankruptcy: This type of bankruptcy is for individuals and businesses with limited assets and income. It involves liquidation of assets to pay off debt. 2. Chapter 11 Bankruptcy: This type of bankruptcy is for businesses and individuals with high assets and income. It allows debtors to reorganize their finances and continue operation. 3. Chapter 13 Bankruptcy: This type of bankruptcy is for individuals with regular income who can make payments to creditors over a period of three to five years. 4. Chapter 12 Bankruptcy: This type of bankruptcy is for family farmers and fisherman with regular income to reorganize their finances and continue operation. Instructions for Individuals Filing for Bankruptcy typically include steps such as: 1. Gather financial information such as income, expenses, assets, and liabilities. 2. Determine the type of bankruptcy that is best for your situation. 3. Consult a bankruptcy attorney to discuss your options. 4. File the appropriate paperwork with the court. 5. Attend bankruptcy hearings. 6. Make payments to creditors according to the bankruptcy plan. 7. Complete the required credit counseling course. 8. Receive a discharge of debt from the court.