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1Don't ignore it. If you do this, the court will simply rule in the issuer or debt collector's favor.2Try to work things out.3Answer the summons.4Consult an attorney.5Go to court.6Respond to the ruling.
If you were served with a summons, but do not file an answer before the deadline, the judge will issue a default judgment against you. This gives the creditor the right to collect the debt even if you don't really owe the money.
Yes, you can pay off debt before a court date and you should absolutely do so if you can. If you have defaulted on a credit card, you should start working on debt settlement as soon as you know you can't make payments.Additionally, creditors don't like suing over debt: it's expensive.
If you get a summons notifying you that a debt collector is suing you, don't ignore it. If you do, the collector may be able to get a default judgment against you (that is, the court enters judgment in the collector's favor because you didn't respond to defend yourself) and garnish your wages and bank account.
Yes you can settle. Contact the attorney for the party who filed the lawsuit. An answer to the complaint is a form or document that you will file with the court. There is a filing fee associated with the answer that you will need to pay unless you...
Don't ignore it. If you do this, the court will simply rule in the issuer or debt collector's favor. Try to work things out. Answer the summons. Consult an attorney. Go to court. Respond to the ruling.
This is a legal technique whereby an attorney, licensed in your state, is hired by the debt collector or creditor to file an official complaint with your county court.
Sometimes the creditor will hire a collection agency to chase the money for them. Ask the debt collector if they own the debt. If not, you still might be able to negotiate with the original creditor.In this case, the debt collector owns the debt, so any payment is made to the collection agency.
If you know that the debt is valid, you may be able to negotiate a settlement payment with the original creditor. If they have already written off the debt, they may accept a lower total payment.If you satisfy the original debt, you can request that the collection agency stop contacting you.