Letter to Debt Collector - Only call me on the following days and times
Description Debt Collector Only
How to fill out Letter Debt Days?
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Collector Call Pdf FAQ
Even if the debt is yours, you still have the right not to talk to the debt collector and you can tell the debt collector to stop calling you. However, telling a debt collector to stop contacting you does not stop the debt collector or creditor from using other legal ways to collect the debt from you if you owe it.
Federal law doesn't give a specific limit on the number of calls a debt collector can place to you. A debt collector may not call you repeatedly or continuously intending to annoy, abuse, or harass you or others who share the number. You do have a right to tell the debt collector to stop calling you.
Debt Collectors Can't Call You Repeatedly to Harass You This means that while the FDCPA doesn't place a specific limit on the number of calls debt collectors can make, it prohibits them from calling you multiple times just to harass you. (15 U.S. Code § 1692d).
Federal law doesn't give a specific limit on the number of calls a debt collector can place to you. A debt collector may not call you repeatedly or continuously intending to annoy, abuse, or harass you or others who share the number. You do have a right to tell the debt collector to stop calling you.
Answer the phone and explain you're not the person they're looking for. Tell them that the number they're calling is not the right one. Send a cease and desist letter to request that they stop contacting you.
As per the FDCPA rules and regulations, debt collectors can call you during the weekdays (that is from Monday to Saturday) between 8 am and 9 pm. But on Sunday, debt collectors can call you between 1 pm and 5 pm. They can't call you beyond that time.
The act prohibits publicizing your debts, and showing up at your job to collect your debt counts. They may, however, call you at work, though they can't reveal to your co-workers that they are debt collectors. To stop these calls, ask the debt collector not to contact you at work. They must stop, according to the law.
Never Give Them Your Personal Information. A call from a debt collection agency will include a series of questions. Never Admit That The Debt Is Yours. Even if the debt is yours, don't admit that to the debt collector. Never Provide Bank Account Information.
Generally, debt collectors cannot call you at an unusual time or place, or at a time or place they know is inconvenient to you and they are prohibited from contacting you before 8 a.m. or after 9 p.m.