Fraudulent Use of Counterfeit Credit Cards or Other Access Devices is a type of financial crime in which criminals attempt to illegally acquire goods or services by using a fraudulent or counterfeit credit card or other access device. This type of fraud is typically carried out by obtaining stolen credit card numbers or by creating counterfeit cards or access devices. The most common type of Fraudulent Use of Counterfeit Credit Cards or Other Access Devices is known as card-not-present fraud. This type of fraud involves the use of stolen credit card numbers to purchase goods or services online or via telephone. Criminals may also use counterfeit cards or access devices to gain access to bank accounts or to make unauthorized withdrawals from ATMs. Other types of Fraudulent Use of Counterfeit Credit Cards or Other Access Devices include skimming, which occurs when criminals install a device on an ATM or other payment terminal that captures credit card information, and card cloning, which involves the copying of credit card information in order to create a duplicate card.