Letter of Explanation to Landowners (To accompany Notice by Mineral Subcontractor to Property Owners)
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FAQ
Take responsibility for your actions. Be clear about what you did or didn't do that caused the mistake. Avoid focusing on anyone else's role in the mistake. Provide a little backstory. Outline a plan. Clearly apologize.
Give precise details of the situation or circumstances. Describe the facts that resulted in the current situation. Be truthful so that you may not find yourself in a difficult position. Provide supporting documents if they are available. Describe what you will do to make the correction.
Say you're sorry. Not, I'm sorry, but . . . Just plain ol' I'm sorry. Own the mistake. It's important to show the wronged person that you're willing to take responsibility for your actions. Describe what happened. Have a plan. Admit you were wrong. Ask for forgiveness.
Tell the Story. Your letter should start with an introduction of who you are and what kind of loan you are applying for. Lead into your story with something like "We want to explain our foreclosure from six years ago." Then, launch right into the details that led you to lose your home.
Facts. Include all the details with correct dates and dollar amounts. Resolution. Explain how and when the situation was resolved. Acknowledge. It's important that the letter outline why the problem won't arise again. Recognize if and how you could have avoided this mistake.
Begin the letter with the date, a salutation, and an introduction of the incident or issue. Provide a short but detailed description without having to add unnecessary terms and phrases. Provide an explanation of the steps you've taken to rectify the error or to complete the missing information.
A Letter of Explanation (or LOE) is commonly requested by a mortgage lender or underwriter to get specific information from the borrower and complete the loan application process. A Letter of Explanation Might Be Requested If You Have: Other names on your credit report.
Begin the letter with the date, a salutation, and an introduction of the incident or issue. Provide a short but detailed description without having to add unnecessary terms and phrases. Provide an explanation of the steps you've taken to rectify the error or to complete the missing information.
Address Discrepancy Letter is a letter of explanation where the borrower clarifies the current residential address and responds to any discrepancy in the address stated in credit report or other documents.
