Uniform Residential Loan Application (UCLA) is a standardized form used by lenders to obtain financial and personal information from borrowers who are applying for a residential mortgage loan. The UCLA is used to evaluate a borrower’s creditworthiness and to determine the loan’s terms and conditions. ThUCLALA includes information on the borrower's income, assets, debts, housing expenses, employment history, and other pertinent information. It also includes a variety of disclosures that the lender must provide to the borrower. The UCLA is typically used for conventional loans, FHA loans, VA loans, and other types of residential mortgage loans. It is updated periodically to reflect changes in the mortgage industry and to incorporate new regulations. The UCLA is also available in Spanish for bilingual borrowers.
The Final Printed Version Of The Loan Application Is Referred To As The
Description
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