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The survey shows this property in its present condition. There have been no changes in the boundary lines of this property or in the buildings, fences or other.Affiants further certify that they have read, or have heard read to them, the full facts of this affidavit, and understand its contents. Some Virginia surveyors are crying foul over a growing mortgage refinancing practice that allows homeowners to forgo an updated survey. Mortgage Tax: Not Applicable. Refinance Affidavit – In this document, you confirm information about the property related to your loan. And. of full age, being duly sworn according to law, depose(s) and say(s):. 1. 256 Affidavit for Indefinite Mortgage. Why Do You Need Title Insurance on a Refinance? The Survey Affidavit of No Change is only applicable in 223(a)(7) refinancing transactions where there has been no material change (i.e.