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Debt collectors using fake summons to entrap their consumers will typically issue fake summonses with limited legal language or terminology (if any at all). To verify legitimacy within a court summons, look for any type of confirmation of pending actions that exist between the various parties involved.
A civil summons is a serious matter. It is "notice" that you have been served with a lawsuit and that if you do not answer the summons and complaint (also served upon you at the time the summons was served) within the stated period of time, a default and default judgment could be entered against you in that matter.
Read the summons and make sure you know the date you must answer by. Read the complaint carefully. Write your answer. Sign and date the answer. Make copies for the plaintiff and yourself. Mail a copy to the plaintiff. File your answer with the court by the date on the summons.
Look for a dated signature by a court clerk. Locate a docket number and summons expiration date near the clerk's signature. Confirm the document has been stamped or embossed with a court seal and that the court's contact information is present. Confirm that an attorney has signed and dated the summons.
You should respond to a court summons for credit card debt by first trying to settle the issue with your creditor and then by fighting the lawsuit in court if you're unable to come to an agreement.Court judgments are included on credit reports, after all.
You received a letter in the mail. The agency is licensed in your state. The collector can verify your personal details. You can request information about the debt. There's more than one method of payment. A company works with you, not against you.
If you do not respond to a civil summons, the court can grant the other party judgment against you in the underlying case. This means the other side will automatically win. Failing to honor a criminal summons, by contrast, could lead to your arrest and even time in jail.
Failure to Respond: If a defendant fails to answer the complaint or file a motion to dismiss within the time limit set forth in the summons, the defendant is in default. The plaintiff can ask the court clerk to make a note of that fact in the file, a procedure called entry of default.
If the summons does not have a court docket number or the case is so new that it has not yet been processed in the court's system, you should be able to visit the county clerk's office, show them the summons you received, and have them confirm that the document is a legitimate summons.