The Utah Garnishment Packet -Personal Service is a set of documents used by businesses and individuals to garnish wages from an employee's paycheck. It includes forms and instructions to initiate a garnishment and to process payments. The packet includes two types of garnishment: Administrative Wage Garnishment (AWG) and Traditional Wage Garnishment (TWO). The AWG is used to garnish wages from a federal source, such as student loans or delinquent taxes. The TWO is used to garnish wages from a non-federal source, such as a court order. Both types of garnishment require employers to file paperwork with the Utah Department of Workforce Services. The packet includes forms for both types of garnishment, and instructions for filing and processing payments. In addition, the packet includes forms for employers to report garnishment payments to the Utah Department of Workforce Services and to provide notice to the employee.