A Utah Notice of Right to Object is a document that is used by creditors, debt collectors, and other parties to a debt collection action in the state of Utah. This document is part of the Utah Consumer Collection Practices Act (UCPA) and is used to inform the debtor of their rights to object to the collection of a debt. The notice must be provided to the debtor prior to any legal action being taken. There are two types of Utah Notice of Right to Object: the Notice of Right to Object to Collection Action and the Notice of Right to Object to Collection of Debt. The Notice of Right to Object to Collection Action is a document sent to the debtor prior to any legal action being taken and informs the debtor of their right to object to the collection of a debt. The Notice of Right to Object to Collection of Debt is a document sent to the debtor after the creditor has initiated legal action and informs the debtor of their right to object to the collection of a debt. Both notices must be provided to the debtor in writing and must be sent to the debtor's last known address.